the us goverment owns your house.

[Citizen Zeitgeist]

Whether you are in arrears or paid up to date, it certainly will not do any harm to do the folowing. Write a letter to your mortgage company asking these questions:

Can they provide a legally enforcable contract signed by both the lender and the borrower?

Can they provide proof of their consideration?

Was the fractional reserve lending system applied to the account without your knowledge?

Like all bank loans, mortgages are electronic credit transfers which the lenders charge vast amounts of interest on, then lend at least nine times the amount to other borrowers. Since this fact is never disclosed by the lender, even if they can provide an enforcable contract and proof that they really did lend you the money, the contract is invalidated under Commercial Law.

Mary Crofts book is an enlightening read:

http://www.spiritualeconomicsnow.net...s/How_I_06.pdf

Peace, freedom, love and light,

Z
http://www.freetheplanet.info

[Pithiny]

I work in the Real Estate industry in Washington State. Before that I dabbled in Eminent Domain issues in Nevada.

I can tell you 100% with no reservation that you are a TENANT of the land you think you own.

READ YOUR DEED, it plainly states you are a tenant.

The good news is that the Powers That Be still must go through proper channels to "Evict" you from your land. You are under contract via your mortgage and prompt payment of property taxes, and thus safe unless the government decides it WANTS your specific parcel, in which case the PTB will use Eminent Domain law to evict you. In that case, you are royally screwed. They are forced to "compensate" you, but landowners never get what they would on the open market.

Eminent Domain
http://en.wikipedia.org/wiki/Eminent_domain

Granted, they are only "supposed to" use Eminent Domain for:

..."The most common uses of property taken by eminent domain are for public utilities, highways, and railroads. Some states require that the government body offer to purchase the property before resorting to the use of eminent domain..."

...but that is not the case in Eminent Domain cases I observed. I worked for an attorney that represented the victims of Eminent Domain, where the above guidelines were not observed. When Eminent Domain is used unlawfully, you still have to move, you just spend YEARS in court trying to right a wrong. Most people just take their lumps and move on. That's what they count on. When a case is lost by the government it has been so long since the event, the victory is hollow and the victims have been further traumatized by years of postponements, lies, and misrepresentations as to land use, lost papertrails, etc..

REFERENCE this, I was on the fringe of this case:

"Mrs. Pappas, you've had your property long enough. It's time to give it up!"
http://www.stevemiller4lasvegas.com/Seizure.htm
Carol owned a piece of valuable land in a prime area of Las Vegas. The city said it wanted to use it for a parking lot, she did not want to sell so they used Eminent Domain and took it from her. Later, a CASINO went in the place that was supposed to be a parking lot. - SO you see, it matters not what the law is or the truth is, these MFers simply do what they want, and say SUE US.

Las Vegas Downtown Redev. Agency v. Pappas, 76 P.3d 1 (Nev. 2003)
http://nevadalawjournal.org/pdf/lasvegasVsPappas.pdf

Carol Pappas won her case, thanks to my boss, but it took years, and Carol still LOST HER PROPERTY. It was literally snatched, stolen from right underneath her. All my boss could to was to get her fair market value, attorneys fees, relocation, etc.

Edit: On second thought, Carol cleaned house. She won Big.