I believe the main changes that will occur is fixed pricing from the Federal Reserve and higher prices in stores. We are in an inflation recession that could borderline a depression. Let's hope that doesn't happen.
The banks are insured by the FDIC, but they are being bought out and consolidated. We may see a rise in job losses and less ability to get loans for cars and houses. Retirement funds will be jeopardized.
I am not an economist. Maybe someone else can help add to my information.
Fellow Avalon Economist Skilled Members please give your input.
Peace.