I have not mentioned this before as I thought it could be deemed spam or advertising but my private club with members (a club i am a member of) teaches people how to take care of this themselves without involving claims companies like this one.
www.libertywealthclub.com
A very small part of what we teach is credit illimination and anyone can do it, you just have to understand how and where we are being lied to and use correct terminology when challenging the banksters.
Study the pages of the club site and listen to the recorded conference calls, any questions dont hesitate to ask me