[Operator]

Hi everyone,

Well I've posted something about this before in other threads ...

I have more or less the same problems as the OP of this thread. Even without all the facts and data posted around I
can 'feel' very strong something is wrong but I cannot detail it. And that's what people want to hear. If you start about it
they want to hear exact dates and exactly what is going to happen or they will eat you alive or send you to a mental institution.

So, yes the best advice is to stay away form this all when possible.
However in my case my wife totally opposes all these ideas leading to the fact that we do now live separated for 2 months and that
I see my daughters only very short 2 times a week. On top of that my wife is so into planning years ahead that she's nagging about
what's all missing to realize HER plans. To make things worse she deposited all her money in a blocked savings account.

I advised her to absorb the penalty and get the cash out now but she simply refuses. She will be shattered if things go wrong.

And of course I could state afterward: "I told you so" but that doesn't help and it won't keep them alive if food supplies
are dropping. So despite my advice above I can vividly imagine how cases can be different if loved ones or family is involved.

Good luck with this subject anyone ...

Cheers